By continuing to use our services, you agree to the latest update of our Terms and Conditions. If you choose not to accept these changes, you may opt to close your account at no cost and without prior notice before the date the proposed update comes into effect.

Editorial or other minor changes generally come into effect immediately, to the extent that they do not materially change the terms and conditions of the product or service offered. However, substantial changes will always be communicated following the notice period and subject to your consent before they are implemented. In both cases, we’ll inform you about the changes through email.