Regardless of whether you're a Standard, Plus or Prime customer, when you open your first Interest Rate Pocket in Vivid 2.0, you’ll receive a promotional 5% per annum fixed interest rate over the following 2 months.

To start earning fixed interest, just deposit funds into the 'Cash with fixed interest' section of your newly created pocket in Vivid 2.0. You can learn more about adding funds to the Interest Rate pocket here.

Are promotional interest rates subject to limitations?

Promo rates are applied to your pocket’s balance up to €100,000. Any amount exceeding this threshold will yield the interest rates set by your plan: 4% p.a. for Prime customers, 3% p.a for Plus customers and 2% p.a. for Standard customers. Balance limitations are not applied on regular interest rates.

The promo rate is fixed at 5% p.a., but it may be subject to change in the future based on market conditions or the company’s discretionary decisions.