​​Regardless of whether you're a Standard, Plus, or Prime customer, if you open your first Interest Rate Pocket in Vivid before 02 January 2025, you’ll receive a promotional 5% per annum fixed interest rate over the following 60 days. If you open your first Interest Rate Pocket on 02 January 2025 or later, you will receive a 4% per annum fixed interest rate for the next 60 days.

After the first promotional period of 60 days, you will receive fixed annual interest rates depending on your plan: 4% per annum for Prime customers, 3% per annum for Plus customers, and 2% per annum for Standard customers. Starting from 02 January 2025, these regular rates will change to 3% per annum for Prime customers, 2% per annum for Plus customers, and 1% per annum for Standard customers.

To start earning fixed interest, just deposit funds into the 'Cash with fixed interest' section of your newly created Interest Rate Pocket. You can learn more about adding funds to the Interest Rate Pocket here.

Are promotional interest rates subject to limitations?

Promo rates are applied to your Interest Rate Pocket’s balance up to €100,000. Any amount exceeding this threshold will yield the interest rates set by your plan. Balance limitations are not applied on regular interest rates.

The rates are fixed, but they may be subject to change in the future based on market conditions or Vivid’s discretionary decisions.