Savings goals are an exciting new feature to help you save up towards your unique financial objectives. Whether you're saving for a dream vacation, a new car, or another major purchase, you can easily set a goal in any of your Interest Rate Pockets and continue earning interest on your funds. Each Interest Rate Pocket can have one Savings goal, allowing you to create up to 15 goals by opening 15 different pockets.

To get started, simply tap on the Goal section placed right under your pocket’s balance, name it and set a target sum! If you change your mind, you can easily update, delete, or create a new goal whenever you need. Even after reaching your set amount, the goal will stay bound to the pocket, letting you continue managing your savings effortlessly.

If you’re currently enjoying promo interest rates, kindly note that these will be applied starting from the opening date of your first Interest Rate Pocket: any additional one you might create won’t affect the duration of said promo rate. Furthermore, as such promotional rates are subject to limitations, you may allocate €50,000 in one Interest Rate Pocket for your next big-ticket purchase and €60,000 in another for your new business venture; any amount exceeding a balance of €100,000 combined across all of your Interest Rate Pockets will yield according to your plan: 4% per annum for Prime customers, 3% per annum for Plus customers and 2% per annum for Standard customers. Starting from 02 January 2025, regular rates will change to 3% per annum for Prime customers, 2% per annum for Plus customers, and 1% per annum for Standard customers. These rates are fixed but may be subject to change based on market conditions or Vivid's discretionary decisions. Any changes will be communicated in advance.