Yes, there are fees for trading in the Crypto 2.0 pocket, and they are based on both your plan and your trading turnover from the previous month. The more you trade, the less you pay, with the possibility for free trading at the highest turnover tier for Prime users!
The first date to consider for fee calculations is the day of the Crypto Pocket opening. If you have multiple pockets, the date of the first one is used, which is effectively the day you onboarded into Crypto. During the initial month, the base rate applies, which corresponds to the tier with a turnover of less than €5,000.
The fee is calculated as a percentage of the total transaction amount and will be displayed in the app prior to order execution.
If you generate a high turnover, you will benefit from discounted fees in the following month.
Here’s a breakdown of the fee structure based on turnover and plan:
Buy / Sell / Swap Turnover in EUR | Standard (min 1 euro, not applicable for Crypto Swaps) | Plus | Prime |
< 5,000 euro | 2% | 1.00% | 0.75% |
>= 5,000 euro AND < 200,000 euro | 1.75% | 0.75% | 0.50% |
>= 200,000 euro AND < 400,000 euro | 1.50% | 0.50% | 0.25% |
>= 400,000 euro | 1.25% | 0.25% | 0% |
You can find full information about your current and future fee rates in the app by clicking the "Trading Fees" button in the Crypto Pocket (which is located in the settings, accessible by clicking the gear icon in the top right corner).
For example, if you opened your first Crypto pocket on the 15th of October and traded actively until the 15th of November, with a total turnover of €150,000, starting from November 15th, your trading fee rate will be either 1.75% for Standard, 0.75% for Plus, or 0.50% for Prime, depending on your current tariff plan.
In case you switch between tariff plans, the new trading fee rates will be applied immediately.
How is turnover calculated?
Turnover is the sum of all regular buy and sell transactions in Euro. It also includes all Stop Loss and Take Profit transactions in Euro, as well as all swap transactions (including Target Price orders in USDC).